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Employee benefits and retirement plan solutions Trends and Insights

Trends and Insights

Trends and Insights
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5 min read

Benefit best practices

Embracing 401(k) auto-enrollment with the budget in mind

Data shows that automated features such as automatic (auto) enrollment, auto-increase, and re-enrollment can significantly improve participation rates and help employees save for retirement. Explore cost-neutral ways of adding such automated features to your plan design.

6 min read

Benefit best practices

How to make saving in a 401(k) plan hard (to avoid)

Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?

5 min read

Attracting & retaining my workforce

Principal® SMB Sentiment

Small and midsize businesses (SMBs) and employees agree on the most desired benefits. They are also aligned on the importance of financial wellness programs and the impact of inflation.

4 min read

Attracting & retaining my workforce

Retirement policy in focus: Key bills to watch in 2025

While enactment of major retirement legislation in 2025 appears unlikely, there are several bipartisan retirement bills that are expected to be reintroduced. These bills signal a continued commitment to strengthening Americans’ retirement security.

4 min read

Attracting & retaining my workforce

Maximizing employers’ 401(k) contributions

Have you ever considered whether the employer contributions made to your employees’ retirement plans are being used to help make the maximum impact to both the company and participants?